two roofers assessing storm damage to a roof

Roof damage from a storm?

GAF can get you through the storm by helping to answer some of your most pressing questions

Where to start when you have storm damage

Hand lifting up roofing shingles to inspect storm damage.

Inspect your roof

After a storm, know what to look for to determine if you have roof damage, and schedule repairs before the next storm rolls in.
Hands typing on keyboard.

Review your homeowners' insurance policy

Before committing to a course of action, make sure you know what’s covered in your policy.
GAF contractor outside home with new roofing shingles.

Find a contractor

A roofer that is certified by GAF can help you identify damage and recommend a course of action.

Inspect your roof using the I.O.U method:


Begin in the attic, if it’s accessible, during the daytime. Use a flashlight wherever necessary.

  • Sunlight showing through the wood
  • Sagging


Walk around your house, examining as much of the roof as you can see from the ground.

  • Missing, cracked or curled shingles
  • Debris
  • Dark Patches
  • Bent or detached flashing

If you are comfortable climbing a ladder, you can get a better look at your roof up

  • Loose nails
  • Gutter debris

How do I know if I need a new roof? Types of roof damage

Here are just a few of the visible signs of damage. Click for more resources to determine if you need a new roof.

Roof damage from hail on gray roof shingles.

Hail Damage
Hail stones can travel as fast as 100 mph. Your roofer can help identify less obvious impact sites.

Wind damage to roof on home with gray roofing shingles.

Wind Damage
Wind uplift is not always as obvious as torn-away shingles. Your roofer can inspect for loosened sealant at shingle edges.

Roof storm damage with tree branches and storm debris on roof.

Storm Debris
Storm debris should be removed before the next wind storm scrapes it across your shingles, doing further damage.

Water stains on ceiling can signal that roof leak repairs are needed.

Potential Roof Leaks
Water staining on inside ceilings and walls is one of the sure signs of a leak. And the moisture could also lead to mold.

Understanding roof costs

Explore roof repair or replacement payment options

Man explaining to homeowners outside their home whether a policy covers the storm damage to their roof.

Homeowners insurance

Depending on your policy and the nature of the damage to your roof, your homeowners’ insurance may cover the cost of repair or replacement. Find out more about understanding your coverage, how to file a claim, and how to document your damage.
Hands with pen and calculator reviewing finance options.

Financing options

Many contractors now accept credit cards and many can offer attractive financing arrangements through reputable third-parties.

Tips for finding the right roofer

Contractors* certified by GAF are licensed and insured, and are the only ones who can offer you our strongest warranties. Know what to ask so that you’re getting a reliable, qualified roofer. Tips for finding a roofer.

Star icon reminding you to check online reviews before selecting a reliable, qualified roofer.
ID badge, representing insured and licensed roofers for your job.
Check mark badge icon, representing certified GAF contractors.
Warranty badge icon, reminding homeowners to ask contractors about warranties.
* Contractors enrolled in GAF certification programs are not employees or agents of GAF, and GAF does not control or otherwise supervise these independent businesses. Contractors may receive benefits, such as loyalty rewards points and discounts on marketing tools from GAF for participating in the program and offering GAF enhanced warranties, which require the use of a minimum amount of GAF products. License requirement applies to state licenses in states that require it.

Steps involved in repairing or replacing your roof

Follow these tips to help take unnecessary stress out of getting a new roof.

Prepare for future storms with a GAF roof

GAF offers products to help proterct your home against the elements.

WindProven™ Limited Wind Warranty

The wind warranty with no max wind speed limitation1. Just install GAF Shingles with LayerLock Technology, plus four required GAF accessory products.

Shingles that give your roof a fighting chance against hail2

Timberline® AS II2 SBS Modied IR Shingles combine all the beauty of Timberline® Shingles with UL 2218 Class 4 impact resistance.

1 15-year WindProven limited wind warranty on Timberline® AS II Shingles requires the use of GAF starter strips, roof deck protection, ridge cap shingles, and leak barrier or attic ventilation. See GAF Roofing System Limited Warranty for complete coverage and restrictions Visit for qualifying GAF products.

2 Timberline® AS II Shingles are not warrantied to withstand hail damage.

Frequently Asked Questions

How do I avoid hidden roof replacement costs

Knowledge is power. Before you talk to a contractor about your roof replacement project, it’s helpful to know some of the elements that go into a typical roofing estimate. It also helps to work with a reputable, manufacturer-certified contractor.

How do you document storm damage to a roof?

Documenting storm damage starts with grabbing your camera or smartphone. From a safe vantage point, photograph any visible effects of the storm, including physical damage, debris, and water intrusion, inside and outside the home.

How long does the roof replacement process take?

A standard reroof itself is very fast, usually taking little more than a day for the average sized home However, insurance processing, choosing a contractor, scheduling an installation, and shipping materials are harder to predict, and often depend on how many local roofs have been affected by the recent storm. Review these steps to get an idea of the timeframes involved.

Be prepared when disaster strikes

Hurricane force winds blowing palm trees on coast.

Disaster Preparedness: Best Practices for Homeowners

Disasters come in different forms, including severe weather, wildfires, and even health crises such as a global pandemic. Thankfully there are things you can do ahead of time in order to secure your home, protect your family, and recover more quickly in the event of a disaster.
Items in a disaster preparedness kit.

How to Make a Disaster Preparedness Kit

Having a disaster preparedness kit is a key part of being ready for the unexpected. The American Red Cross recommends having enough supplies on hand to sustain your household for a few days if you are evacuating, or up to two weeks if you are staying in your home.
Your Home
Shield Your Roof From Ice and Water Damage with Leak Barriers
Your roofing system is made up of protective layers, designed with the latest technological advances to shield your home from ice and water- keeping your roof deck dry and safe. One of these layers is called a leak barrier, which is often referred to as ice and water shield. Located below the shingles, it's crucial to your roof system's defense against moisture.